Effective Date: December 9, 2021
These Terms and Conditions apply to your use of our Website to access Our products and services offerings. By using our Website, or by agreeing to Our User Agreement, you accept these Terms and Conditions. Continued use of our Website constitutes your acceptance of any revisions to these Terms and Conditions.
‘Website’ means www.stellarfi.com and other internet sites operated by StellarFinance, Inc., ("Stellar") that conveys its products and services. ”Us” or ”Our” refers to Stellar and its business. “You” or ”Your” means the user of our Website.
Information Collection: Stellar obtains, and, in certain other circumstances, verifies and records your name, address, date of birth and other information that will allow us to identify you when you open an account and in certain other circumstances.
Tax/Legal Advice: Our products and services are not intended to provide legal or tax advice. Consult a professional legal or tax advisor for advice regarding your specific situation.
Availability of Products and Services: Stellar products and services are available only in those jurisdictions where Stellar is authorized or permitted by local law to promote or sell them. Stellar products and services are generally available to any adult who meets certain criteria, including an adult who can provide required information to allow Stellar to make its products and its services available.
Computer or Mobile Device Requirements: To use our Website, you must have a personal computer or mobile device connected to the Internet. You are responsible for the selection, installation, maintenance, and operation of your computer or mobile device and its software. We are not responsible for any errors, failures, or malfunctions of your computer or mobile device and its software. You are responsible for ensuring that your computer and software are compatible with our Website. You are also responsible for maintaining anti-viral software on your computer while using our Website. We reserve the right to change system requirements for using our Website.
Our Right to Publish: By posting a comment on our Website or on Stellar-sponsored message boards, discussion forums or other interactive content on third party sites, you agree that Stellar may publish your comment in whole, or in part. Stellar does not agree to post all comments received. Stellar reserves the right to remove or modify any posting that is false, offensive, violates any law or the rights of third parties, violates these Terms and Conditions, or is defamatory or duplicative.
Identification of Posters: When you submit a posting to Stellar on this or other sites, Stellar may identify you by: your hometown, state or country; and your first name, or last name and initial, or an alias that you have provided to us; and other information that does not specifically identify you.
Disclosure in Legal or Government Actions: Stellar reserves the right to reveal your identity and the content of your original and posted submissions in response to legal action by any party, or in response to a request by governmental authority, or in defense of Stellar.
Stellar Ownership of Content: Stellar retains ownership of all postings submitted on our Website, except when copyrighted material is posted.
Commercial or Personal Use Only: You will use the Website only in connection with your business or personal Stellar Account, unless you and Stellar have agreed otherwise in writing. Use of our Website in the name of your business is considered commercial use.
Electronic Mail: You may not send electronic mail to us that is illegal, obscene, profane, threatening, defamatory, invasive of privacy, infringing of intellectual property rights; or contains harmful code, political campaigning, commercial solicitation, chain letters, or mass mailings; or violates any applicable law, such as the CANSPAM Act.
Access: You may not use our Website in any manner that could damage or overburden any Stellar equipment or software. You may not use any means of systematic retrieval of data or other content from our Website. You may not obtain, or attempt to obtain, access to any material or information on our Website that is protected by passwords, PIN or required login identification through any means not expressly authorized by Stellar. You may not use the login information of another person.
False Information: You may not intentionally provide any false information when you register for our Website, use our Website to purchase products or services from Stellar or other Users, post comments on our Website or on Stellar-sponsored web pages, or to complete your profile.
Framing: You may not frame any Site content.
Links: You agree to obtain our permission before creating a hyperlink or similar link or connection to our Website.
Endorsements: You may not use Stellar or Stellar’s name or trademarks in any way that implies affiliation with, or an endorsement, sponsorship or approval by Stellar without express written permission.
Our Website contains links to other Internet sites that are not maintained by Stellar. We do not control these third-party websites. Unless otherwise stated, Stellar makes no warranties or representations regarding these websites, or the products or services offered on them. Stellar does not control the privacy or security practices of third parties, or the locations where they process data. You should read the privacy and security policies of the other sites, as their practices may differ from ours.
Stellar Copyright: This entire Website is the copyrighted work of Stellar unless otherwise specified, no person has permission to copy, display, distribute, re-publish, or create derivative works from such information in any form.
Trademarks: By providing content, we do not allow you to use trademarks referenced in our Website. You may not use any meta tags or any other 'hidden text' using Stellar's name or trademarks without the express written consent of Stellar. The trademarks, logos, and service marks (”Marks”) displayed on the Website are the property of Stellar or other parties. Users are prohibited from using any Marks without the written permission of Stellar or the third party that owns the Marks.
Our Website is provided by Stellar on an ”as is” and ”as available” basis. To the full extent permissible by applicable law, Stellar disclaims all warranties, express or implied, including, but not limited to, implied warranties of Merchantability and fitness for a particular purpose. Stellar will not be liable to you or anyone else for damages of any kind arising from the use of our Website, INABILITY TO USE OUR WEBSITE, or circumstances beyond its control, including, but not limited to direct, indirect, incidental, punitive, and consequential damages, even if Stellar is expressly advised of the possibility of such damages. Some states do not allow limitations on warranties or certain damages. Therefore, some or all of the above disclaimers, exclusions, or limitations may not apply to you, and you might have additional rights.
Governing Law: Use of our Website and the User Agreement shall be governed by and construed in accordance with the laws of the State of Texas without giving effect to any principles of conflicts of laws, unless otherwise specified in the applicable User Agreement. The Uniform Computer Information Transactions Act or any substantially similar law, if enacted, will not govern any aspect of these Terms and Conditions, your access to our Website or the User Agreement.
Jurisdiction and Venue: If any claim or dispute under these Terms and Conditions is not subject to Arbitration or an alternative as described in the Arbitration Procedures in the User Agreement, then exclusive jurisdiction and venue shall be with a court of competent jurisdiction in Austin, Texas. You consent to the jurisdiction of such courts and agree to accept service of process issued by such courts.
Severability: If any provision of these Terms and Conditions or the User Agreement is unlawful, void or unenforceable, the remaining provisions shall remain valid and in effect to the fullest extent possible.
Waiver: Any waiver of any provision of these Terms and Conditions or the User Agreement will be effective only if in writing and signed by an authorized representative of Stellar. Any delay or omission by Stellar to exercise any rights under these Terms or the User Agreement shall not be construed to waive any rights.
Section Headings: The section titles and the section headings are not part of these Terms and Conditions and are not to be used in interpreting the terms of these Terms and Conditions.
Conflicts: In the event of a conflict between these Terms and Conditions or the User Agreement, the User Agreement shall control.
Notices: If you have registered at our Website, we will notify you of any material changes to these Terms and Conditions or the User Agreement by using any of the contact information you have provided to us. These changes will not apply to disputes that arise prior to the effective date of the change.
Survival: Certain provisions of this Agreement by their nature shall continue in full force and effect after termination, including authorizations you have granted, the Disclaimer of Warranties and Limitation of Liability, and Jurisdiction/Enforceability.