Launch a fully managed, white-label credit program. StellarFi Connect handles the complexity. You capture the Life-Time-Value.
StellarFi is a technology company, not a bank. The StellarFi Visa® Credit Card is issued by Transportation Alliance Bank, Inc. dba TAB Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc
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Pick the launch path that matches your team’s roadmap.
A StellarFi experience with your logo. Minimal effort to launch. We help users build credit and you can re-engage them when they’re ready.
Embed StellarFi features directly inside your product using API and customizable components for faster implementation
Offer your users a Smart Card they can use like any other credit card. Help them grow spending power over time while improving credit responsibly.
Give users a transparent plan for growing their credit. Build good habits, hit clear milestones, and unlock higher limits and better rewards responsibly.
Rewards can be applied to statement balances or converted into available credit, driving engagement and repeat usage.
AI-driven recommendations use each user’s full credit profile to suggest the safest next step so progress is deliberate, not guesswork.
Encourage positive financial behavior with personalized rewards that drive engagement and loyalty. Help users make smarter choices while reinforcing the value of your app.
Encourage positive financial behavior with personalized rewards that drive engagement and loyalty. Help users make smarter choices while reinforcing the value of your app.
Encourage positive financial behavior with personalized rewards that drive engagement and loyalty. Help users make smarter choices while reinforcing the value of your app.
A curated marketplace of offers that helps users move forward.
Track your score, see your progress, and spot chances to grow, all in one place.
Built from our experience helping thousands of Americans build credit, StellarFi gives you low-code APIs and components to deploy secure credit tools fast—so you can focus on delivering value.
Get to market quickly with our flexible low-code options and powerful API, designed to seamlessly integrate with your existing systems.
Connect your platform to StellarFi’s robust API. Unlock real-time data and analytics that drive personalized insights and credit score tracking, helping you build valuable financial experiences.
Quickly deploy components that adapt to your brand and user needs. These ready-made components cover everything from spending insights to credit score tracking.
Read our full FAQ to find what you're looking for.
Launch can be as fast as 2 weeks for a simple rollout. Most partners launch in 2–3 months, depending on your goals, your team’s bandwidth, and how deeply you want to embed StellarFi (co-branded vs. fully white-labeled).
No. You don’t need to be a bank or bring your own sponsor bank. The StellarFi Visa™ Credit Card is issued by Transportation Alliance Bank, Inc. dba TAB Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc.
Yes.
White-labeled: you control the branding end-to-end.
Co-branded: the user funnel and card experience are co-branded.
Offers marketplace: you can filter offers and add your own, so users see what fits your brand and goals.
Yes. Some partners start by referring users as a test. Once results are clear, you can choose the path that makes sense, embedded features, co-branding, or full white-labeling.
StellarFi works for a wide range of users because the card levels are built to provide value at different credit stages. It’s best for users who have income and regular monthly expenses, so they can use the card often and build momentum. Credit tools are available to anyone 18+ with a SSN, even if they aren’t ready for the card yet.
