Be the first to try Stellar
We think you should get credit for the bills you pay. Now, you can.
Join the Stellar beta waitlist today and use Stellar free for one year.
Pay Bills,
Build Credit.
Stellar helps you build credit using the bills you already pay. It works like this:
1. Sign up
2. Link your bills
3. Stellar pays your bill on your behalf and collects the funds from your account
4. We report your bill payments to Experian, Equifax, and TransUnion just like any lender would report a credit card payment
By joining our beta list, you'll be the first to be invited to start using Stellar.
StellarFi improves factors that make up 80% of your score.
No credit check. Easy approval.
Credit age
Build credit age by keeping your line open during the time you have an account with StellarFi.
Credit use
Optimize your credit utilization as StellarFi increases your line of credit with each new linked bill.
On-time payments
Pay your bills with StellarFi to ensure that they are always paid on time
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Why should you care?
Your credit score is made up of your payment history on loans and credit cards. But most of your bills go unreported because they are not made on loans or credit cards.
Raise your score by letting StellarFi pay and report things like your phone bill, rent, yoga class, or favorite streaming service. If you’re paying for it, we can help you get credit.
Don’t just boost your score, build credit that matters to lenders.
We report payments on each bill to Experian, Equifax, and TransUnion.
